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For example, on January 4, 2007, the Polish Workplace of Competition and Consumer Protection fined twenty banks a total of PLN 164 million (about $56 million) for jointly setting Mastercard's and Visa's interchange fees.

In 2015, the Australian Federal Court ordered Visa to pay a pecuniary penalty of $20 million (including legal fees) for partaking in anti-competitive conduct in opposition to dynamic forex conversion operators, in proceedings brought by the Australian Competition and Client Fee.

On March 26, 2008, the European Fee opened an investi*** into Visa's multilateral interchange charges for cross-border transactions inside the EEA in addition to into the "Honor All Cards" rule (underneath which merchants are required to just accept all legitimate Visa-branded playing cards).

A Visa-branded debit card issued worldwide for the reason that nineteen nineties. Its distinguishing feature is that it doesn't enable "card not current" transactions whereas its ground limit is about to zero, which triggers automatic authorisation of each transaction with the issuing bank and successfully makes it unattainable for the consumer to overdraw the account.

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